I was made redundant two months ago http://xxxnx.fun/tube2011/ extravid For Tom Blomfield it was his experience in the U.S. that helped him to secure backing for GoCardless, a company that enables more than 10,000 small businesses to accept direct debits. He spent four months at San Francisco's prestigious Y Combinator, in effect a boot-camp for start-ups, and says it taught him that to succeed, a business must solve a problem.